If you could close 5-10 more home loans per year, wouldn’t that be a game changer?? Don’t walk away from business that can be closed!
WE CAN DO:
- Reverse Mortgages
- Competitive low rate portfolio Jumbo 30 year fixed programs (compete with retail)
- Interest only programs with low rates
- Non QM Loans after B/K, Short Sale of Foreclosure
- Foreign National Loans (WITH GOOD TERMS!)
- Pledged Asset Loan Programs
- Cross Collateralized Loans (1 loan secured against multiple properties)
- Loans with vesting in the name of an LLC or Corporation
- Asset Depletion Qualification program
- 12-month bank statement qualification program for self-employed borrowers
- P&L program for self-employed (qualify with only 1 YTD P&L) or VOE for W-2 employee (no tax returns or 4506t)
- Stated income programs for non-owner properties
- Investment 1-4 unit loans but qualifying the property like a commercial loan with 90% DTI max
- Unwarranted Condo financing
- Fannie Mae and Freddie Mac loans with 0 overlays – we have lenders that will apply for Fannie Mae waivers for condos in litigation
- True government underwriting programs to actual guidelines. FHA down to 500 score with 10% down. No credit score FHA streamlines (different from mortgage only ).
- Super jumbo loans over 10 Million
- Down payment assistance programs – CALFHA, FHA 3% grant program
- Manual underwriting for both conventional and FHA – turn refer/eligible into a closed loan
- Fannie Mae My Community and Freddie Mac Home Possible programs – better rates for 1st time home buyers!
- 2nd mortgages offered through the same lender so you do not have to lose a deal due to 720 minimum score at TCF or their DTI restrictions.
When we hear about a new bank that is offering something new, we immediately get approved with them. That’s the broker advantage!
Lets Hop On A Call & Talk About How We Can Help You Earn More With Divita Home Finance
