by Michael DiVita | Oct 30, 2015 | Mortgage Education
TRID OR TREAT! TRID SHOULD NOT SCARE YOU THIS HALLOWEEN SEASON! TRID stands for the TILA-RESPA Integrated Disclosures. These new disclosures replace the Good Faith Estimate, Truth in Lending Disclosure Statement and the HUD-1 Statement with two new disclosures; the...
by Michael DiVita | Oct 26, 2015 | Mortgage Education
Hello Oakland / Berkeley Association of Realtors! DiVita Home Finance has just opened a new mortgage office in Berkeley CA and we are excited to be new affiliate members of OBAR. We just wanted to introduce ourselves! Although we have over two decades of Bay Area...
by Michael DiVita | Oct 1, 2015 | Mortgage 101
This presents you with some great opportunities: Refinance to a lower rate! Call us to check your rate against the market. Lock in now before the inevitable FED rate hike. Pull cash out to renovate your home. Has a new kitchen or bathroom been on your to-do list?...
by Michael DiVita | Sep 24, 2015 | Pre-Approval Process
Appraisal tips! Be smart – Save time and money by checking the home for the top 5 deficiencies BEFORE the appraiser sees the property! Appraisers love to earn extra money by doing a re-inspection. Here are the top 5 reasons that you will have to pay an appraiser...
by Michael DiVita | Jul 28, 2015 | Mortgage Education
Communication is Key to a Seamless Real Estate Transaction When working with any client, from the seasoned veteran investor to the first time home buyer, there is nothing more important than communication! Every scenario and every day is a new adventure (even the...