by Michael DiVita | Mar 23, 2015 | Mortgage Education
Between 30% to 40% of all sales in the Bay Area are “all cash” offers. That’s a staggering statistic. How can the average buyer, who needs a loan, compete? The answer is, you need a great team consisting of: A seasoned real estate agent who knows the area, the other...
by Michael DiVita | Jul 29, 2014 | Video Series
How Banks Qualify Borrowers for Home Loans The factors are: Down Payment Income Credit Rating Cash Reserves The bank wants to know you have the down payment. They will measure income against obligations, such as you car payment, credit card balances etc. Credit...
by Michael DiVita | Jul 29, 2014 | How Banks Qualify Borrowers, Minute Mortgage Series, Mortgage 101, Mortgage Education, Video Series
Synonymous, in a way. They both secure home loans. A mortgage banker works for a specific bank. He offers the products from that bank’s portfolio only. A mortgage broker is independent and affiliated with many lending institutions including large national,...
by Michael DiVita | Jul 29, 2014 | Mortgage Education, Refinance 101, Types of Mortgage Products, Video Series
A reverse mortgage can be a great tool to access the equity you have built up in your home for retirement. Separate myth from fact and see just how powerful a reverse mortgage can be.
by Michael DiVita | Jul 29, 2014 | Uncategorized, Video Series
The real estate market is rapidly changing. You need to align yourself with partners who understand the new market and offer only the best in tools, technology, and service, from the first interaction to the last. We guarantee our service and spell out our service...