About DiVita Home Finance
No two banks are the same, and no two borrowers are the same. With 40 + wholesale mortgage lender relationships, we match you with the RIGHT lender and home loan that fits your specific financial goals, whether buying or refinancing California real estate.
Why Choose Us
The homebuying experience is flawed. Too often, purchases are made with little or no understanding of the financing process or of financing options. We combine the very best mortgage education, process, and service with the latest web 2.0 technology to make it possible for you to take control of your home financing process.
I founded DiVita Home Finance in 2007 with the simple goal of offering my clients significantly more home mortgage options compared to their limited local retail banks. We do business with over 40 wholesale lenders across the country, which allows us to offer our clients the right home loan solution that matches their financial goals. Every borrower has a different situation. We listen to their story. And we find them the right home loan that matches their specific needs.
What Our Clients Are Saying
Trusted by families across California
5.0★★★★★on Google • 25 reviews ★★★★★ “Michael and the DHF team have been outstanding to work with. They have proven to be the most reliable and well-suited lenders for meeting our clients’ loan needs. Michael consistently ensures clients receive the most competitive rates and best loan programs available.”
Marcia Skall
Google Review · 7 months ago
★★★★★ “Michael is always a pleasure to work with. He is always accessible to answer questions and walks me through the process from start to finish. I am a repeat client and continue to refer him to family and friends.”
Michelle
Pacific Palisades
★★★★★ “Greg Vaughn approved us while on his vacation! We were first-time home buyers and felt that our previous lender wasn’t doing a good job. Greg walked us through every step even while away, and we closed seamlessly.”
Robert Descant
Google Review · 6 years ago
★★★★★ “I am a repeat client of DiVita Home Finance. Michael always goes above and beyond to make sure I am getting the best loan that fits my needs. He works diligently to work the numbers and make the process as painless as possible.”
Erika
Los Angeles
★★★★★ “Greg and team did a great job supporting our recent refinance. There were a number of last-minute doc requirements and Greg kept us informed quickly to keep the process moving. The mobile notary and DocuSign forms really helped close on time.”
Will Gallagher
Google Review · 6 years ago
★★★★★ “I had a complicated loan which most brokers were unable to do. I was turned down several times before meeting Michael. From the beginning he was honest and professional. He has always been extremely resourceful with my loans — we have successfully completed 4 refis together.”
Len
Bay Area
★★★★★ “This was my first home purchase and I was teetering on qualifying. Michael worked it so my grandparents went on the loan as non-occupying co-borrowers which allowed the deal to go through. I received a raise two months later and he refinanced it under just my name. Michael’s resourcefulness got me my first home!”
Ryan
San Diego
★★★★★ “He locked in an awesome rate for us and we could not be happier!”
Verified Reviewer
Google Review
★★★★★ “He also referred me to the best realtor in Marin. Could not have asked for a better experience.”
Verified Reviewer
Google Review
Your California Mortgage Experts
About DiVita Home Finance
DiVita Home Finance is a small, family-owned mortgage company based in Marin County, California. When you call, you speak directly with Michael DiVita — the owner — not a call center, not an out-of-state rep, not someone reading from a script. We’re here for a low-key, no-obligation conversation about your situation.
We take your privacy seriously. We will never sell your information to third-party lenders or lead generation companies — unlike many of the large mortgage platforms. Your inquiry stays with us, period.
📞 Call: (800) 239-1103 | 💬 Text Michael directly: (310) 849-9124
5.0★★★★★on Google • 25 reviews